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Dan and Deanna "Marketing Unscrambled"

In a place that was very hard hit by foreclosures, these people are helping those that are low income households to have safe homes to live in. Look at what they did in April of this year.


On April 28, Rebuilding Together Southern Nevada (RTSNV) and 1,500 local volunteers and community sponsors will come together to provide critical repairs and modifications to 25 homes in support of National Rebuilding Day.

Repairs and renovations will be made to the homes of low-income families in neighborhoods throughout the city, including Las Vegas, North Las Vegas and Henderson. Approximately 50 to 60 volunteers will work make repairs ranging from interior and exterior paint, bathroom and kitchen repairs and renovation, and landscaping. “Every homeowner wants to live in a house that feels comfortable and safe,” said Cynthia Baca, Executive Director for RTSNV. “Proudly, the work we do, along with our volunteers, community partners and event sponsors, is important to help rebuild communities and allows families to remain in their homes.”

Event sponsors not only financially support the event, but also mobilize their employees, who volunteer to provide repair support at various skill levels from exterior clean-up and painting to small exterior repairs. Emergency repairs such as roofing, electrical, and plumbing are performed by licensed contractors paid by RTSNV. Donated materials and volunteer labor will bring the days investment on each home between $10,000 to $40,000.

While National Rebuilding Day is RTSNV's signature event, the organization, with the help of hundreds of volunteers, offers year round repairs at no cost to qualified low-income homeowners. “We are truly grateful to the volunteers who give so selflessly in support of our mission,” said Therese Elliott, Director of Program Development for RTSNV. “We could not do this without our sponsors, who not only have supported us financially, but also lead teams on National Rebuilding Day and throughout the year.”

National Rebuilding Day, the culmination of the month-long call to service (National Rebuilding Month), is celebrated annually on the last Saturday in April. The nationwide event highlights the time and expertise that is dedicated year-round to rebuilding property values and stabilizing communities, while bringing national attention to the plight of America’s low-income homeowners, and the communities where they live.

Since 1994, Rebuilding Together Southern Nevada (RTSNV) has renovated and rehabilitated more the 6,500 homes throughout Southern Nevada. RTSNV is the local affiliate of the nation's leading nonprofit working to rebuild property values, preserve affordable homeownership and stabilize communities. For nearly two-decades, the organization has been at the forefront of ensuring that low-income homeowners are given the opportunity to live in safe and healthy homes. Their goal, with time and community support, may help lower the abandoned home rate and urban blight caused by foreclosures in Nevada.


Way to go Nevada.

Deanna
D&D Taking Out The Trash, LLC

This is the way the the city of Baltimore and Spectrum Enterprises are working to help make the city a better place.

We in the property preservation business also help to keep the yards mowed and the weeds taken care of so that these houses are not  looking as if they are not cared for.

Spectrum Enterprises LLC was at the Baltimore Builds Expo held at the Westside Skills Center on the 9th of June 2012. Proponents of the Vacants to Value Initiative since it began, Spectrum have joined the Expo to further promote the many great opportunities available to investors and buyers who may be interested in purchasing city-owned properties for rehabilitation, as well as homeowners looking to purchase one of the restored properties.

As of late 2011, Baltimore City had over 16,000 vacant or abandoned buildings many of which have lay deserted for several years. The Vacants to Value Initiative was set in place by the city in 2011 to help overcome the growing blight. As property rehabilitation specialists, Spectrum Enterprises know the importance of restoring these properties and turning them into profitable real estate. The initiative not only provides a noteworthy opportunity for potential homeowners and property developers, but it helps to improve the city… a win-win for Baltimore!

Bert Daniel of Spectrum Enterprises LLC remarks, “The Vacants To Value Initiative has been one of the most proactive ways for Baltimore City to curtail the blight of vacant and abandoned properties and make homeowners out of many people who thought they could never own. For those who thought home ownership was just a dream, this initiative could pave the way to many happy futures and clean up Baltimore at the same time. We are so pleased to be able to support the initiative in any way we can.”

We say way to go for your city and for the people that will buy the homes after they are fixed up. Can other cities take a note from the city of Baltimore to help in this way? What companies will stand up to help? We will have to see.

Deanna
D&D Taking Out The Trash,LLC

Michael Lombardi, leading contributor to Profit Confidential, was in Miami last weekend and realtor after realtor was telling him that the biggest condo building bust in history has bottomed out and that it is rebounding with the U.S. housing market. Buyers are snapping up properties, one-third of them paying cash, and the best deals are gone.

Lombardi is not sure he believes them. Or, to rephrase: he’s not sure they understand. Lombardi is the analyst who correctly predicted the housing crash and told his readers to get out of real estate a couple of years before the crash.

We all remember when banks pulled way back on home foreclosures in 2010, as they were accused of not having their paperwork in order when they foreclosed. This put a temporary halt to U.S. home foreclosures. Now that they’ve cleaned up their act, big U.S. banks are actually starting to accelerate their foreclosures.

In the third quarter of 2011, U.S. banks started foreclosures on more homes than at any other time in the past 12 months. According to Profit Confidential, “Banks have a backlog of foreclosures in the U.S. housing market to start work on as a result of the banks cooling foreclosures during the period they were being accused of faulty foreclosure practices.”

According to the National Association of Realtors, U.S. home prices fell in three-quarters of all metropolitan areas in the third quarter of 2011. The median price of homes in the U.S. was down 4.7% in the third quarter of 2011, compared to the same period of 2010. Foreclosure sales still make up 30% of all U.S. housing market activity at the resale level.

Hence, we have a situation where more foreclosed homes are coming onto the U.S. housing market and U.S. home prices are still dropping. But this is not the real problem.

If the Federal Reserve could keep long-term interest rates down for the next 10 to 20 years, the U.S. housing market would have a chance to recover. Unfortunately, the Fed can’t keep rates that low for that long. Interest rates will have to rise sooner rather than later as inflation becomes a problem in America.

Lombardi states “Rising interest rates will only depress the U.S. housing market further. This is what realtors don’t understand… the best bargains may lie further ahead.”

Profit Confidential, which has been published for over a decade now, has been widely recognized as predicting five major economic events over the past 10 years. In 2002, Profit Confidential started advising its readers to buy gold-related investments when gold traded under $300 an ounce. In 2006, it “begged” its readers to get out of the housing market...before it plunged.

Profit Confidential was among the first (back in late 2006) to predict that the U.S. economy would be in a recession by late 2007. The daily e-letter correctly predicted the crash in the stock market of 2008 and early 2009. And Profit Confidential turned bullish on stocks in March of 2009 and rode the bear market rally from a Dow Jones Industrial Average of 6,440 on March 9, 2009, to 12,876 on May 2, 2011, a gain of 99%.

With a track record like this is a good group of people to listen to.  Since they were talking about this back in November of 2011 we should pay attention to what they are saying. It could be just around the corner.

Deanna -D&D Taking Out The Trash, LLC

Palm Beach Home Staging is offering a new service which combines the services of a professional home staging expert with a live in home manager to help expedite the home sales in a otherwise tough market in south Florida. Palm Beach Home Staging is often seeing multiple offers within days of listing the home for sale. Without a doubt any vacant real estate with a live in home manager and professionally staged home will have a distinct advantage over its competition in the same market. Another advantage to home staging even in markets with brisk sales is a reduction in the number of days on the market unsold.

Although there are still plenty of bank owned homes for sale, they are relatively easy to compete with. The only thing foreclosures have going for them is price. But the buyer really does not know what they are getting when buying a foreclosed home due to the fact in most cases the bank is not required to provide a “sellers disclosure form”.

Palm Beach Home Staging can speak first hand about foreclosed homes in south Florida and the Jupiter to Baca Raton real estate market. Staged homes are out selling the foreclosed homes by a wide margin. “People buy into a life style here says Karen Sue from Palm Beach Home Staging. When buyers look at a home that’s decorated like a $525,000 home, and see it last sold for $525,000 but is listed at only $250,000, they grab them up quickly.

When successful Palm Beach area realtors were asked how to compete with bank owned homes here are some excellent suggestions they offered.

There are a few inexpensive ways to do Staging. One is to hire a Stager to do a consultation. The cost is anywhere from $150.00 to $300.00 depending on the size of the home. They can provide expert advice on how to maximize the homes live in appeal for the least possible expense.

For a vacant home the most economical way to Stage it is through a home manager. Home Managers are essentially live in home stagers. Not to be confused with tenants as tenants have no desire to assist the seller in getting the home sold. Tenants can be uncooperative with Realtors and don’t always make sure the home is clean and presentable. In some cases have even been known to sabotage the sale. The bottom line is in many cases they don’t want the house to sell. Home Managers on the other hand behave professionally and cooperate fully and assist the buying and selling agent as much as possible to make the home look good to a potential buyer. Many Home Managers stay in the home staging program for a year or two. Home managers have a full background check and are matched to homes based on the furniture and interior décor they own and will be placing in the residence. This main advantage is the staged home program doesn’t cost the seller anything. The home manager takes care of the property, lawn maintenance and utilities plus a small fee to the Staging Company to be in the program. The Staging Company professionally Stages the property using the Home Managers furniture and decorations.

Make sure your Realtor has professional photos and lots of them. It’s sad to see property owners put great effort preparing a home to sell only to see the home sit on the market due to poor photos on the internet that offer no incentive for buyers to view the home in person. Most buyer’s look on the internet first. If the photos don’t entice them they won’t have it on their list of homes to see this weekend.

Whether real estate is listed in a slow or brisk market place there is a huge advantage afforded by utilizing the services of a home manager. To learn more about home staging and home managers in your area visit the Palm Beach Home Staging website today.

For real estate agents and brokers who are looking to make their work grow stronger in a tough economy, there is good news. RealtyTrac Inc. reported that the recently released June 2012 figures showed, that for the second month in a row, the number of homes in the United States which are moving into foreclosure has increased on a yearly basis. Significantly, in California there has been a large increase in homes that were moving into foreclosure for the very first time., increasing by approximately 18% over June 2011. Real estate agents and brokers that want to take advantage of these rare opportunities can get their share of the REO list of millions of foreclosed homes which will be available over the next few years. To optimize these unique circumstances, REO training is available for real estate agents and brokers and others.


It’s an incredible time to make use of this training, as the increased homes that are going into first time foreclosure is happening just as banks are trying to make up for all the lost time from last year, where the mortgage and lending industry were dealing with allegations of processing foreclosures without proper verification of the documents. In a monumental breakthrough, the largest mortgage lenders in America reached a staggering $25 billion settlement with state officials in February. Having broken down that wall, banks are now free to concentrate on their backlog of mortgages that are unpaid and raring to get the circulation flowing again.

Fitch Ratings showed that lenders started foreclosure proceedings on 12% of mortgage loans that were late in June, which was the highest since the first 6 months of 2009. It is the time and the season to be equipped with the skills and know how to jump into a brand new day for real estate.

With more foreclosures coming. Don't you need to be in a place to learn how to do this and run with it. Now is the time to get ready for when the work does start coming in.

Deanna
D&D Taking Out The Trash, LLC

Foreclosure.com today named VendorSelect its exclusive vendor management company that will help the nation’s leading authority on distressed real estate information grow its network of property preservation contractors and real estate agents. Foreclosure.com forged this strategic alliance to meet the ever-growing demand from its subscribers, as well as clients, to identify qualified property preservation contractors to assist with the repairs and renovations of foreclosed properties, among others, in all corners of the United States.

“We have provided homebuyers and investors with direct access to local real estate agents throughout the nation for many years,” said Jim Houston, Foreclosure.com Vice President. “Our Community Expert Program has created countless opportunities for real estate agents and home sellers/investors to connect. This evolution was just a natural progression of the model in response to the huge demand for qualified, skilled contractors and vendors,” he said.

VendorSelect provides its clients with a robust mechanism to manage vendors across all disciplines in the property preservation and real estate arena. Contractors and agents have the ability to create a profile at no cost in the platform with the ability to improve their ranking based on several elements, including education, among others.

For example, through VendorSelect the vendors may participate in certification programs -- Property Preservation and Field Services program and Certified Short Sale Agent certification -- relevant to their chosen lines of work. Additionally, the VendorSelect network will be available to forward-thinking banks, servicers, asset managers and private equity firms that want to leverage a turnkey network of professionals for their needs.

“We see where the industry is going and we intend to have solutions for each phase of the distressed asset industry,” said Houston. “Providing the industry with a state-of-the-art platform to search for, vet and hire vendors of all classifications will help the industry at large and get us closer to healing a struggling housing market.”

Real estate agents, brokers, contractors and vendors who are interested in expanding their businesses with VendorSelect clients are encouraged to sign up for inclusion in the national network at http://www.VendorSelect.com.

This is a place to get more work for your property preservation business. Make sure that you check it out.

Deanna Finlinson
D&D Taking Out The Trash, LLC

Top "Main Street" Mortgage and Real Estate Scams Exposed in New eBook by D. Lance Roberts. The detailed, unscrupulous acts of fraud, greed, corruption, and theft perpetrated by Real Estate Agents, Mortgage Brokers, Loan Officers, Loan Modification Companies, Title Companies and others, revealed in this tell all exposé.

In 2008 The United States economy nearly collapsed. It's no secret that the greed and corruption mitigated by Big Banks and Wall Street decimated the U.S. Real Estate Market and almost completely destroyed the economy. Most have heard of the various deceptive practices Wall Street used to defraud millions. The manipulation of CDO's was a primary method of deception, credit default swaps were another. Homeowners throughout the United States were enraged over this; millions are still being kicked out of their homes due to foreclosure. On the other hand, trillions of dollars went into the pockets of these crooks on Wall Street and for the most part many, to this day, have not been held accountable for their actions.

This corruption on Wall Street has been well documented. However, much less attention has been paid to the actions of those on Main Street. Main Street consists of Real Estate Agents, Mortgage Brokers, Loan Officers, Loan Processors, Title Companies, Loan Modification Companies, Real Estate Appraisers, and others, all operating in a neighborhood near you.


Paid too much for your home? - Real Estate Agents. Refinanced your home and got robbed at the closing? - Mortgage Brokers, Loan Officers. Mortgage Loan Application exaggerated your income? - Loan Processors. Refinanced your mortgage and found out that it was never paid off? - Title Companies. Paid someone to represent you to negotiate a restructured mortgage, and you are still in foreclosure? - Loan Modification Companies. Way upside in your home due to inflated values? - Real Estate Appraisers.

One of the most amazing things about these scams is the fact that in most cases multiple players have to be involved to pull it off.

For example, In this scenario a homeowner with very little equity unable to sell his home is approached by a Realtor offering to represent this seller. As the Seller Agent he guarantees that he can sell the home; under certain "conditions”.

THE PLAYERS
1) The Homeowner-Agrees to the scam
2) The Seller Agent-Originator of the scheme
3) The Buyer Agent-Brought in by the Seller Agent to make the transaction look legitimate
4) The Loan Officer-Provides the identity of the Straw Buyer
5) The Loan Processor-Submits the fraudulent mortgage application
6) The Appraiser-Inflates the value of the property
7) The Title Company-Conducts the fraudulent closing

In this scam, the Homeowner agrees to let the Real Estate Agent represent him because the sale is guaranteed, for a price (kickback). The Seller Agent contacts an Appraiser who will inflate the actual value of the property (for a fee of course). The Seller Agent pulls in his friend the Buyer Agent, to represent the buyer. There really is no buyer. From his rolodex, or the rolodex of his friend, the Loan Officer, emerges the "loan applicant" (stolen identity). This applicant has no intent to occupy the property; this person is totally unaware that they are in the process of applying for a mortgage. The loan application is submitted by the Loan Processor. The Title Company conducts the closing; the buyer is not present. How could he be? Once the deal closes the Real Estate Agents split the commission, the additional money now available due to the inflated property value is divided between the remaining participants. Incredible, but true.

How the actions of some, (those that it talks about above) can hurt so many of us.

We have to be watchful and protect ourselves from these wolves in sheep's clothing.

Deanna
D&D Taking Out The Trash, LLC